+ Debt Protection Plans

• Flexible options offering protection up to age 70
• Protection for qualifying situations involving death or disability
• Could cancel up to 24 months of payments on a qualifying protected loan
• Maximum death benefit amount of up to $75,000
• Maximum disability benefit amount of up to $36,000
• Unemployment protection is available, with most of our consumer loans, as an add-on with Death and Disability protection.
• Maximum unemployment benefit amount of up to $15,000
• The coverage is included in your loan payment so there's no upfront cost to elect coverage.
• You could earn a 0.35% discount off of your loan rate when you elect this coverage! Ask us how!
• Call or stop by one of our offices for full details
• How to report a new claim

+ Gap Protection

Insurance settlements may not always cover your loss, so protect your new automobile with a Guaranteed Asset Protection (GAP) program. There are situations, like theft or an accident where your vehicle is totaled, and you find yourself responsible for paying the difference between the value of your vehicle and how much you still owe on it. That’s where GAP Plus comes in!

GAP Plus can help ease the financial burden and even includes $1,000 down payment toward your replacement vehicle when financed through your Credit Union. Talk with a Member Advisor for more information and to see if GAP is right for you.

This is general information only. Please refer to your actual GAP Waiver Addendum (GAP) for terms,conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. There are exclusions and limitations for items like delinquent payments, late charges, refundable items and financing more than the allowable Loan to Value (LTV%) limit that could leave you responsible for a loan balance after the GAP benefit is applied to your loan. You may cancel GAP during the first 60 Days and receive a full refund of any fee paid. GAP is non-refundable in most states after the first 60 Days.

+ Extended Warranty

Protect your investment from costly mechanical breakdown with the right coverage, right price, and the right plan. You will have peace of mind knowing that most problems can be taken care of with our vehicle service contract from Vision Warranty Corporation®. You’ll get all the options and benefits you want, for just pennies a day! We’ve listed a few features below, but we encourage you to speak with one of our lending specialists today – we’re always happy to assist you!

• 3 coverage plans – you pick the one that fits you best
• Towing, rental, and trip interruption
• Gasoline delivery
• Lock out services
• Flat tire change
• Concierge services
• Battery jump services
• And more!

+ Auto and Home Insurance

Exclusively for credit union members like you, the TruStage® Auto & Home Insurance Program* provides affordable, top-quality protection. You will enjoy discounted rates, combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149.

*TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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+ AD&D Coverage

One of the nice benefits of credit union membership is a no-cost TruStage® Accidental Death and Dismemberment (AD&D)** insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

**TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your Credit Union.

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