Your credit score and more.
Check your credit score, monitor your credit report, get tips on improving your credit score, and more! Anytime. Anywhere.
Credit Score
Staying on top of your credit has never been easier. With one powerful free tool, access your credit score, full credit report, credit monitoring, financial tips, and education.
BENEFITS OF CREDIT SCORE:
Daily Access to your Credit Score
Real-Time Credit Monitoring Alerts
Credit Score Simulator
Personalized Credit Report
Special Credit Offers
And More!
The benefits are endless, so there is no need to wait. Sign up for free and get started in MyCU Digital Banking to star seeing credit score improvements!
Frequently Asked Questions
+ Where do I find Credit Score?
Credit Score can be found within MyCU Digital Banking.
+ How do I sign up for Credit Score?
Log into MyCU Digital Banking and click the Credit Score widget at the top of your 'accounts' screen. Follow the quick and easy on-screen prompts to register.
+ What is Credit Score?
Credit Score helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected.
+ Does Credit Score offer credit monitoring?
Yes. Credit score will monitor and send email alerts when there has been a change to your credit profile.
+ Is there a fee for Credit Score?
Credit score is free to Blue Eagle Credit Union members who are signed up for MyCU Digital Banking.
+ Does accessing Credit Score "ding" my credit and potentially lower my credit score?
Credit Score is a “soft inquiry,” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.
+ How often is Credit Score updated?
Credit Score is updated every seven days and is displayed in MyCU Digital Banking. You can click “refresh score” as often as every day for an updated credit score.
+ What if the information provided by Credit Score appears to be wrong or inaccurate?
Each bureau has its process for correcting inaccurate information,. Every Blue Eagle CU member can “File A Dispute” with Transunion, the credit bureau we use, by clicking on the “Dispute” link within Credit Score. Transunion will share this with the other bureaus if the inaccuracy is verified.
+ Why do credit scores differ?
Three major credit-reporting bureaus (Equifax, Experian, and Transunion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus as well as their own scoring models. Over 200 credit reporting factors may be considered when calculating a score and each model may weigh credit factors differently. No scoring model is identical.
+ Will Blue Eagle CU use Credit Score to make loan decisions?
Blue Eagle CU uses many factors to make loan decisions. Your credit report is simply one tool in our consideration.
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