Mortgage options perfect for you.
Whether it’s your first home, forever home, or somewhere in between — we want to help you get the keys and unlock your next chapter.
Current Mortgage Rates at Blue Eagle Credit Union
Let's get things moving! When you need convenient mortgage options, competitive rates and expert guidance, come to Blue Eagle Credit Union. We have millions of dollars to lend for your new or next home and valuable resources to help you find the best solution for your unique situation, whether you're a first-time homebuyer or investing in additional properties. We've also partnered with Member Advantage Mortgage to ensure a full range of mortgage products to meet any needs. Not sure where to start? We can help with that, just click here and let's determine your homeownership goals.
Want to talk first? Contact Us to speak with a mortgage loan officer.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Late Charges: If your payment is more than 15 days past due you will be required to pay a late charge of 5% of the payment amount.
Annual Percentage Rate = APR
1. The APR received will be within the range disclosed above. The rate will be based on each member’s creditworthiness, term of the loan, and value of collateral offered compared to amount of loan. Please ask for the rate that you may qualify for. Used/New Auto Loan Payment Example: $20,000 for 60 months at 5.75% APR = $384.34 monthly payment. Does not include debt protection. Used/New Motorcycle Payment Example: $15,000 for 60 months at 6.75% APR = $295.25 monthly payment. Does not include debt protection. Marine/Recreational Vehicle Payment Example: $15,000 for 84 months at 7.25% APR = $228.23 monthly payment. Personal Loan Payment Example: $7,500 for 48 months at 9.00% APR = $186.64 monthly payment. Does not include debt protection.
2. Minimum Payment: The payment on your Overdraft Line of Credit will be a minimum of $20 monthly.
3. Savings Secured: Pledged Funds must be in a Blue Eagle Credit Union Savings Account. Savings Secured Payment Example: $5,000 for 36 months at 5.25% APR = $150.42 monthly payment
4. APR is based on the prime rate plus a margin and is subject to change monthly.
5. Must maintain adequate insurance. Minimum loan amount for term of 96 months is $25,000. Not all applicants will qualify for the lowest rate.
6. Minimum loan amount for HELOC and Home Equity is $10,000. HELOC has draw period of 25 years, payment is based on 15 year assumed term. Fixed HE Payment Example: $50,000 for 180 months at 6.00% APR = $421.93 monthly payment. HELOC Payment Example: $25,000 for 180 months at 8.00% APR = $238.91 monthly payment. HELOC Closing Cost Example: $598.33 in closing costs based on $25,000 loan amount.
10-year mortgage (1,5)
5.25% to 10.50% APR
5.50% to 10.75% APR
15-year mortgage (1,5)
Mortgage Financial Calculators
We have a variety of financial calculators to help you determine the best home financing options for your needs. Use our mortgage calculator to answer questions such as:
Should I refinance my mortgage?
Should I rent or buy?
How much will I save by increasing my mortgage payments?
How much mortgage could I qualify for?
What Types of Mortgages Do We Offer?
We have a selection of mortgages so you can find the right fit for your needs and lifestyle, including:
Fixed Rate
Adjustable rate
Flexible terms less than 15 years
15-year fixed rate term
20-year fixed rate term
30-year fixed rate term
A few of our most popular mortgage options include:
Conventional: We offer conventional loans to help you get into your home, whether it’s your first or your last. If you have good credit and want low borrowing costs, this may be the loan for you.
VA: VA loans are reserved for active service members, veterans, and eligible surviving spouses. There is typically no down payment for this loan, as well as competitively low-interest rates and limited closing costs.
FHA: Backed by the Federal Housing Administration, FHA loans are an ideal mortgage for first-time homebuyers. They come with looser financial requirements, low down payments, and flexibility for less-than-perfect credit scores.
ARM: Adjustable Rate Mortgages (ARM) start with an initial fixed rate that lasts for a set period of years. While they can offer a lower initial rate, there's some unpredictability as the rate adjusts.
Balloon: If you plan to stay in your home for only a short time, you may find a balloon loan beneficial. These loans have low or no monthly payments at first, with the full balance due in a lump sum at the end of the loan terms.
Benefits of Choosing Blue Eagle Credit Union for Your Mortgage
Blue Eagle Credit Union is dedicated to helping you finance your home goals. Our team will guide you through every step of the process, providing assistance and advice to help you find the best mortgage for your situation. You can trust us to hold tight to our core values of education, quality service, respect, integrity and compassion while we help you find a valuable mortgage option.
When you choose us for your mortgage, you can enjoy benefits such as:
Highly competitive rates
A wide range of loan types and terms
Quick turnaround times, from start to finish
Purchase and refinancing options
Friendly experts committed to helping you find long-term financial security
Apply for a Mortgage Today
Whether you are ready to move into your first home or looking for your next one, you can trust that Blue Eagle Credit Union has your back. Apply for a mortgage today to see how we can make your homeownership dreams a reality!
Our MLO Numbers
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