Low-interest rate credit cards

Buy now, pay later.

Blue Eagle's orange credit card design in a blob shape
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Credit Card Options for Lynchburg, Roanoke & Salem, VA

Blue Eagle Credit Union is a digital-first credit union. We offer many convenient financing options, including low fixed-rate credit cards. Additionally, enjoy the benefits of having your credit card in your digital wallet and contactless payments. Find greater flexibility, security, and convenience when you use our credit card to handle your expenses!

Benefits of a Blue Eagle Credit Union Credit Card

Our low-interest credit cards offer flexibility, convenience, affordability, and peace of mind. You can use your Blue Eagle Credit Union credit card for everyday purchases, vacations, emergencies, and whatever else you need. 

Our credit cards will enable you to enjoy benefits such as:

  • Apple Pay®, Google Pay® and Samsung Pay®

  • No annual fees or APR increases on cash advances

  • Low 9.79% APR or 17.79% APR, based on credit worthiness

  • No cost travel insurance

  • Protection - we don’t sell your information plus you get the zero liability feature and loan protection option.

  • Online access to your account information

  • Cash advances at any participating financial institution

  • 24/7 assistance with card issues including lost or stolen cards - call 844.675.0402

Why Use a Digital Credit Card?

A digital credit card opens many opportunities for you to enjoy greater flexibility and convenience in your purchases. Digital credit cards offer:

  • Contactless payments: Streamline your purchases and payments by using a digital card when you shop online or in-store. With just a few taps or clicks, you can easily and instantly pay for anything.

  • Increased security: Digital credit cards enable you to protect your personal and financial information by limiting exposure and decreasing the chances of losing a card. 

  • Easy tracking: You can monitor your payments anywhere and at any time. Increased financial visibility can help you make wise spending decisions and quickly catch mistakes or unauthorized use.

Simplified card control: Managing your card is easy through the MyCU Digital Banking app, where you can access account information, spending habits, and more.

Apply Today

Blue Eagle Credit Union is here to help you find convenient financial solutions that meet your needs and lifestyle. Our credit card is one way to enjoy greater control, security, and convenience with your finances at a low rate. Apply for a credit card today to enjoy all of its many benefits!

Frequently Asked Questions

  • It’s quick and easy to apply online for our Mastercard Classic!

  • We offer credit cards starting with a low limit of $500, which is perfect for students and those just starting to build credit.

  • $30,000.00

  • Many factors can impact how a credit limit is determined, including length of credit history, gross annual income, balances on existing lines of credit, and payment history.

  • The amount of credit available to you has a strong impact on your credit score, so opening a credit card that increases your total available credit will have a positive impact on your score. A good rule of thumb is to keep your credit card balances between 1-3% of the total limits.

  • When you receive your card, please call the number provided on the activation label on the   card. If no label is attached, call the number on the back of your card. In both situations, it is best to call from your primary phone. Once your card is activated, don’t forget you can view your card account information in MyCU Digital Banking.

  • You only need a PIN when doing a cash advance. Easily change your PIN by calling 888-891-2435 and following the instructions.

  • The easiest way to make a payment is through MyCU Digital Banking. Just click Make Payment on the credit card tile on the Accounts screen when you log in. You can also use the Make A Payment option in MyCardInfo or mail a payment to: Velera, P O Box 37035, Boone IA 50037-0035

  • This amount is the monthly minimum you must pay to keep your account in good standing. This minimum amount is clearly stated on each statement and is equal to an amount decided upon by Blue Eagle Credit Union. Generally the minimum amount calculation is made available in your card agreement and welcome letter.

  • Maintaining a high credit score will earn you a higher line of credit. In the event you need a credit limit increase, please call the number on the back of your card to request the additional amount. If you do not know the number to call, visit the Contact Us page of the Help & Info menu.

  • Log into MyCU Digital Banking to send a secure message to Blue Eagle CU for further assistance in protecting your account. You may also call us.

  • Call 844-675-0402 immediately to report any fraud. Complete the Fraud Affidavit provided and mail or fax to:

    Mail:
    Fraud Department
    PO Box 10409
    Des Moines, IA 50306-0409

    Fax:
    (515) 457-2074

  • If you do not recognize a charge or feel you were billed an incorrect amount, please follow these three steps:

    • Double-check your receipts and check with other authorized users of your card.

    • Contact the merchant where the purchase originated.

    • If you are unable to resolve your dispute with the merchant, please call 844-675-0402 for assistance.

    If you have any questions, please contact our customer call center by using the information on the Contact Us page.

  • We strongly recommend that you set travel notifications in MyCU Digital Banking before traveling. This helps ensure you can continue using your card and is a fraud protection measure. Your card will work in most countries. Due to fraud trends, we may restrict transactions in certain countries.

  • Most times Blue Eagle Credit Union will grant an additional user. To request this, please contact our Contact Center by using the information on the Contact Us page of the Help & Info menu. They will quickly gather the  necessary information from you.

  • MyCardInfo allows you to view your credit card transactions and your statements online. It also provides information on who to call with questions, payment addresses, and how to handle fraud and dispute claims.

  • Call us at 540-342-3429, we’ll be happy to assist.

  • MyCardInfo is designed to keep your account information secure. Your session will time out after 20 minutes of inactivity and your account number is never displayed on the screen. Also, you have the ability to select specific security controls that only you would know.

  • Protecting your personal and sensitive information is a top priority for Blue Eagle Credit Union. You can learn more in our Privacy Policy and/or on our Security Page.

  • APR is annual percentage rate, this is the amount of interest that is billed to your account for the convenience of carrying a balance. Please review your card agreement and welcome letter for complete APR details.

  • This amount is listed on the card carrier, the letter to which your card was affixed, in the upper right corner.You may also view your credit line and the balance remaining for purchases and cash advances on the Account Overview page once you have logged into MyCardInfo.

  • Mastercard SecureCode is another layer of security Mastercard offers its members for online purchases. Please visit Mastercard’s website to register and for more information.

  • If you have questions regarding your statement or if you feel there is an error please contact by secure message in MyCU Digital Banking or calling 540-342-3429.

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